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We offer both 0% APR and 9.9% APR Representative finance options that let you easily spread the cost of your purchase. Subject to age and status, minimum spend applies.
Our 0% APR finance option will mean you’ll pay no more than if you were to pay the full amount in one go. Instead, you can spread payments over 10, 20 or 30 months.
To be eligible for 0% APR finance, your basket value must qualify as follows:
- On orders from £1,000 over 10 months.
- On orders from £2,500 over 20 months.
- On orders from £3,000 over 30 months.
Our 9.9% APR representative finance option will means you can spread payments over a longer term of 36 or 48 months, reducing your monthly payments for more affordability.
To be eligible your basket value must qualify as follows:
- Your orders must have a basket value of over £1,000 and no more than £25,000.
- You will need to pay a 10% deposit.
Representative Finance Example
|
Finance Option |
Classic Credit 36 Months 9.9% |
|
Deposit Amount |
10% |
|
Monthly Payments |
£80.58 |
|
Purchase Price |
£2796.00 |
|
Deposit To Pay |
£279.60 |
|
Amount Of Credit |
£2516.40 |
|
Amount Of Interest |
£384.48 |
|
Number Of Monthly Payments |
36 |
|
Total Amount Payable |
£3180.48 |
|
Rate Of Interest (Fixed) |
5.09% |
|
APR Representative |
9.9% |
Only available to UK residents, subject to age, status and affordability. To apply for finance, please add the product to your cart, proceed through checkout and select 'Apply For Finance' as your payment option where you can complete the application form online.
How does V12 Retail Finance work?
Applying for finance is far easier and more convenient than you may think. When at the payment stage of our checkout, you’ll be able to select a V12 finance payment option. Then, simply follow the instructions on screen.
Your online credit application will be created by our service provider V12 Retail Finance and their application system. The data you enter during the checkout process is then securely passed to V12, supplemented by additional information collected during the credit application process.
Once your finance application is approved, you will then be advised of how to sign the finance agreement. You’ll also receive an email confirming these details. Please read the agreement carefully checking that all the details are correct, then electronically sign the agreement.
Following receipt of your finance agreement and a few additional checks, your goods will be dispatched. It’s that simple!
